Toll Free: 1-310-806-9440
Fax: 800-554-8692
12100 Wilshire Blvd., Suite 800,
Los Angeles, CA 90025
Christian Stanley Individual Services
Planning Your Future
Why Have Life Insurance? Life Insurance is primarily a vehicle for protecting the income and
assets of your dependents should you pass away before you have achieved
financial security. A common secondary use of life insurance is to
avoid estate taxes.
The
Life Settlements industry provides a valuable service to those who no
longer need the same coverage to achieve one or both of these goals.
Life Insurance Needs Change.
As you can imagine, when you become a senior, you may be financially
secure, and therefore no longer need life insurance coverage at all
(you can self-insure because you have enough assets, and have paid off
enough bills, so that your dependents don t need the excess payout if
something happens to you). Settling your policy may provide substantial
immediate cash, while reliving you of the obligation to continue making
premium payments.
In addition,
if you are using a life insurance policy to avoid estate taxes, it may
still be more financially sound to receive a settlement today and buy a
smaller policy to protect assets.
Financial Advisors.
Getting sound financial advice can help you determine the best course
of action. You can find Financial Advisors (and other Christian Stanley
PReferred Partners) in your area using the Financial Advisor Search
Tool.
